Serious home buyers need to start their buying process in our office, not at an open house! By knowing what sort of mortgage you qualify for, you’ll be able to better shop for your future home. Get in touch with Bombay Mortgage today to learn how we can help you get pre-approved.

How it works

First, we talk about your loan options and which one may match your current financial situation best. Next, we’ll take a look at your credit to see if there is anything you need to address before we move forward. After checking your credit, we let you know the maximum amount you can borrow. This will give you a good cap when shopping for your new home. Finally, we’ll present you with a pre-approval letter that will make negotiation and placing an offer easier.

Why choose pre-approval?

As a buyer, ensuring you have pre-approval is a great way to set yourself up for success. Many people fall in love with a house only to later realize they cannot afford it. However, when you know exactly what funds you qualify for, you are better able to find a house that you can make a serious offer on. Sellers also love to work with those who have been pre-approved, as they know they will be able to close quickly and efficiently.

Get pre-approved for your dream home today by calling Bombay Mortgage.